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49001
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Kalamazoo
County
49002
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Kalamazoo
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49003
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Kalamazoo
County
49004
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Kalamazoo
County
49005
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49006
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49007
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49008
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49009
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49011
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Calhoun
County
49012
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Kalamazoo
County
49014
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County
49015
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49016
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County
49017
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49018
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49019
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Kalamazoo
County
49020
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Calhoun
County
49021
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Calhoun
County
49024
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Kalamazoo
County
49029
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Calhoun
County
49033
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Calhoun
County
49034
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Calhoun
County
49034
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Kalamazoo
County
49037
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Calhoun
County
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48414
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Shiawassee
County
48418
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Shiawassee
County
48429
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Shiawassee
County
48449
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Shiawassee
County
48460
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Shiawassee
County
48476
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Shiawassee
County
48615
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Gratiot
County
48637
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Gratiot
County
48662
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Gratiot
County
48801
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Gratiot
County
48802
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Gratiot
County
48805
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Ingham
County
48806
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Gratiot
County
48807
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Gratiot
County
48808
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Clinton
County
48809
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Ionia
County
48811
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Gratiot
County
48811
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Montcalm
County
48812
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Montcalm
County
48813
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Eaton
County
48815
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Ionia
County
48817
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Shiawassee
County
48818
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Montcalm
County
48819
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Ingham
County
48820
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Clinton
County
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48032
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Sanilac
County
48097
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Sanilac
County
48401
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Sanilac
County
48410
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Sanilac
County
48413
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Huron
County
48415
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Saginaw
County
48416
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Sanilac
County
48417
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Saginaw
County
48419
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Sanilac
County
48422
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Sanilac
County
48426
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Sanilac
County
48427
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Sanilac
County
48432
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Huron
County
48434
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Sanilac
County
48435
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Tuscola
County
48441
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Huron
County
48445
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Huron
County
48450
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Sanilac
County
48453
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Sanilac
County
48454
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Sanilac
County
48456
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Huron
County
48456
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Sanilac
County
48457
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Saginaw
County
48460
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Saginaw
County
48464
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Tuscola
County
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48103
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Washtenaw
County
48104
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Washtenaw
County
48105
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Washtenaw
County
48106
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Washtenaw
County
48107
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Washtenaw
County
48108
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Washtenaw
County
48109
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Washtenaw
County
48113
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Washtenaw
County
48114
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Livingston
County
48115
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Washtenaw
County
48116
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Livingston
County
48118
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Washtenaw
County
48130
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Washtenaw
County
48137
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Livingston
County
48137
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Washtenaw
County
48139
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Livingston
County
48143
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Livingston
County
48158
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Washtenaw
County
48160
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Washtenaw
County
48167
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Washtenaw
County
48168
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Washtenaw
County
48169
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Livingston
County
48170
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Washtenaw
County
48175
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Washtenaw
County
48176
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Washtenaw
County
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2023 PHPBRAND
2023 PHPBRAND Plus

Medical & Hospital

48823 48911 48801 48823 48846 48838 48867 48906 48917 48880 48911 49331 49329 48840 48837 48813 48847 48910 48809 48888 48429 48879 48837 48811 48917 48875 49343 48848 48820 48827 48637 48906 48849 48850 48872 48840 49021 48615 48864 48881 48811 48817 48848 48821 48806 48854 48851 48884 48866 48808 49073 48877 48842 48834 48829 48418 48866 49076 48871 48912 48894 49326 48831 48831 49284 48662 48827 48815 48891 48857 48835 48876 48889 48840 48890 48834 48414 48894 49096 48832 48895 48860 49339 48460 48822 48890 48856 48915 49325 48818 48449 48873 48861 48862 48825 48873 48877 48476 48845 48908 48807 48872 48865 49347 48841 48853 48980 48802 49251 48845 48886 48882 48833 48874 49285 48870 49322 48830 48892 48887 48885 48824 48845 48819 48852 48933 48812 49264 48907 48826 48921 48950 48909 48913 48916 48918 48919 48924 48922 48930 48929 48937 48951 48956 48805 48901
Monthly Premium
Monthly Premium

$0

$0

$25

$25

48823 48911 48801 48823 48846 48838 48867 48906 48917 48880 48911 49331 49329 48840 48837 48813 48847 48910 48809 48888 48429 48879 48837 48811 48917 48875 49343 48848 48820 48827 48637 48906 48849 48850 48872 48840 49021 48615 48864 48881 48811 48817 48848 48821 48806 48854 48851 48884 48866 48808 49073 48877 48842 48834 48829 48418 48866 49076 48871 48912 48894 49326 48831 48831 49284 48662 48827 48815 48891 48857 48835 48876 48889 48840 48890 48834 48414 48894 49096 48832 48895 48860 49339 48460 48822 48890 48856 48915 49325 48818 48449 48873 48861 48862 48825 48873 48877 48476 48845 48908 48807 48872 48865 49347 48841 48853 48980 48802 49251 48845 48886 48882 48833 48874 49285 48870 49322 48830 48892 48887 48885 48824 48845 48819 48852 48933 48812 49264 48907 48826 48921 48950 48909 48913 48916 48918 48919 48924 48922 48930 48929 48937 48951 48956 48805 48901
Maximum Out-of-Pocket Limit
Maximum Out-of-Pocket Limit

$3,600 Per Year

$3,600 Per Year

$3,600 Per Year

$3,600 Per Year

48823 48911 48801 48823 48846 48838 48867 48906 48917 48880 48911 49331 49329 48840 48837 48813 48847 48910 48809 48888 48429 48879 48837 48811 48917 48875 49343 48848 48820 48827 48637 48906 48849 48850 48872 48840 49021 48615 48864 48881 48811 48817 48848 48821 48806 48854 48851 48884 48866 48808 49073 48877 48842 48834 48829 48418 48866 49076 48871 48912 48894 49326 48831 48831 49284 48662 48827 48815 48891 48857 48835 48876 48889 48840 48890 48834 48414 48894 49096 48832 48895 48860 49339 48460 48822 48890 48856 48915 49325 48818 48449 48873 48861 48862 48825 48873 48877 48476 48845 48908 48807 48872 48865 49347 48841 48853 48980 48802 49251 48845 48886 48882 48833 48874 49285 48870 49322 48830 48892 48887 48885 48824 48845 48819 48852 48933 48812 49264 48907 48826 48921 48950 48909 48913 48916 48918 48919 48924 48922 48930 48929 48937 48951 48956 48805 48901
Annual Deductible
Annual Deductible

$0

$0

$0

$0

48823 48911 48801 48823 48846 48838 48867 48906 48917 48880 48911 49331 49329 48840 48837 48813 48847 48910 48809 48888 48429 48879 48837 48811 48917 48875 49343 48848 48820 48827 48637 48906 48849 48850 48872 48840 49021 48615 48864 48881 48811 48817 48848 48821 48806 48854 48851 48884 48866 48808 49073 48877 48842 48834 48829 48418 48866 49076 48871 48912 48894 49326 48831 48831 49284 48662 48827 48815 48891 48857 48835 48876 48889 48840 48890 48834 48414 48894 49096 48832 48895 48860 49339 48460 48822 48890 48856 48915 49325 48818 48449 48873 48861 48862 48825 48873 48877 48476 48845 48908 48807 48872 48865 49347 48841 48853 48980 48802 49251 48845 48886 48882 48833 48874 49285 48870 49322 48830 48892 48887 48885 48824 48845 48819 48852 48933 48812 49264 48907 48826 48921 48950 48909 48913 48916 48918 48919 48924 48922 48930 48929 48937 48951 48956 48805 48901
Preventive Care/Screenings
Preventive Care/Screenings

$0 Copay

$0 Copay

$0 Copay

$0 Copay

48823 48911 48801 48823 48846 48838 48867 48906 48917 48880 48911 49331 49329 48840 48837 48813 48847 48910 48809 48888 48429 48879 48837 48811 48917 48875 49343 48848 48820 48827 48637 48906 48849 48850 48872 48840 49021 48615 48864 48881 48811 48817 48848 48821 48806 48854 48851 48884 48866 48808 49073 48877 48842 48834 48829 48418 48866 49076 48871 48912 48894 49326 48831 48831 49284 48662 48827 48815 48891 48857 48835 48876 48889 48840 48890 48834 48414 48894 49096 48832 48895 48860 49339 48460 48822 48890 48856 48915 49325 48818 48449 48873 48861 48862 48825 48873 48877 48476 48845 48908 48807 48872 48865 49347 48841 48853 48980 48802 49251 48845 48886 48882 48833 48874 49285 48870 49322 48830 48892 48887 48885 48824 48845 48819 48852 48933 48812 49264 48907 48826 48921 48950 48909 48913 48916 48918 48919 48924 48922 48930 48929 48937 48951 48956 48805 48901
Primary Care Physician Visits
Primary Care Physician Visits

$0 Copay

$0 Copay

$0 Copay

$0 Copay

48823 48911 48801 48823 48846 48838 48867 48906 48917 48880 48911 49331 49329 48840 48837 48813 48847 48910 48809 48888 48429 48879 48837 48811 48917 48875 49343 48848 48820 48827 48637 48906 48849 48850 48872 48840 49021 48615 48864 48881 48811 48817 48848 48821 48806 48854 48851 48884 48866 48808 49073 48877 48842 48834 48829 48418 48866 49076 48871 48912 48894 49326 48831 48831 49284 48662 48827 48815 48891 48857 48835 48876 48889 48840 48890 48834 48414 48894 49096 48832 48895 48860 49339 48460 48822 48890 48856 48915 49325 48818 48449 48873 48861 48862 48825 48873 48877 48476 48845 48908 48807 48872 48865 49347 48841 48853 48980 48802 49251 48845 48886 48882 48833 48874 49285 48870 49322 48830 48892 48887 48885 48824 48845 48819 48852 48933 48812 49264 48907 48826 48921 48950 48909 48913 48916 48918 48919 48924 48922 48930 48929 48937 48951 48956 48805 48901
Specialist Doctor Visits
Specialist Doctor Visits

$30 Copay

$30 Copay

$30 Copay

$30 Copay

48823 48911 48801 48823 48846 48838 48867 48906 48917 48880 48911 49331 49329 48840 48837 48813 48847 48910 48809 48888 48429 48879 48837 48811 48917 48875 49343 48848 48820 48827 48637 48906 48849 48850 48872 48840 49021 48615 48864 48881 48811 48817 48848 48821 48806 48854 48851 48884 48866 48808 49073 48877 48842 48834 48829 48418 48866 49076 48871 48912 48894 49326 48831 48831 49284 48662 48827 48815 48891 48857 48835 48876 48889 48840 48890 48834 48414 48894 49096 48832 48895 48860 49339 48460 48822 48890 48856 48915 49325 48818 48449 48873 48861 48862 48825 48873 48877 48476 48845 48908 48807 48872 48865 49347 48841 48853 48980 48802 49251 48845 48886 48882 48833 48874 49285 48870 49322 48830 48892 48887 48885 48824 48845 48819 48852 48933 48812 49264 48907 48826 48921 48950 48909 48913 48916 48918 48919 48924 48922 48930 48929 48937 48951 48956 48805 48901
No referrals for in-network specialist visits!
No referrals for in-network specialist visits!
48823 48911 48801 48823 48846 48838 48867 48906 48917 48880 48911 49331 49329 48840 48837 48813 48847 48910 48809 48888 48429 48879 48837 48811 48917 48875 49343 48848 48820 48827 48637 48906 48849 48850 48872 48840 49021 48615 48864 48881 48811 48817 48848 48821 48806 48854 48851 48884 48866 48808 49073 48877 48842 48834 48829 48418 48866 49076 48871 48912 48894 49326 48831 48831 49284 48662 48827 48815 48891 48857 48835 48876 48889 48840 48890 48834 48414 48894 49096 48832 48895 48860 49339 48460 48822 48890 48856 48915 49325 48818 48449 48873 48861 48862 48825 48873 48877 48476 48845 48908 48807 48872 48865 49347 48841 48853 48980 48802 49251 48845 48886 48882 48833 48874 49285 48870 49322 48830 48892 48887 48885 48824 48845 48819 48852 48933 48812 49264 48907 48826 48921 48950 48909 48913 48916 48918 48919 48924 48922 48930 48929 48937 48951 48956 48805 48901
Urgent Care
Urgent Care

$60 Copay

$60 Copay

$60 Copay

$60 Copay

48823 48911 48801 48823 48846 48838 48867 48906 48917 48880 48911 49331 49329 48840 48837 48813 48847 48910 48809 48888 48429 48879 48837 48811 48917 48875 49343 48848 48820 48827 48637 48906 48849 48850 48872 48840 49021 48615 48864 48881 48811 48817 48848 48821 48806 48854 48851 48884 48866 48808 49073 48877 48842 48834 48829 48418 48866 49076 48871 48912 48894 49326 48831 48831 49284 48662 48827 48815 48891 48857 48835 48876 48889 48840 48890 48834 48414 48894 49096 48832 48895 48860 49339 48460 48822 48890 48856 48915 49325 48818 48449 48873 48861 48862 48825 48873 48877 48476 48845 48908 48807 48872 48865 49347 48841 48853 48980 48802 49251 48845 48886 48882 48833 48874 49285 48870 49322 48830 48892 48887 48885 48824 48845 48819 48852 48933 48812 49264 48907 48826 48921 48950 48909 48913 48916 48918 48919 48924 48922 48930 48929 48937 48951 48956 48805 48901
Emergency Care
Emergency Care

$90 Copay

$90 Copay

$90 Copay

$90 Copay

48823 48911 48801 48823 48846 48838 48867 48906 48917 48880 48911 49331 49329 48840 48837 48813 48847 48910 48809 48888 48429 48879 48837 48811 48917 48875 49343 48848 48820 48827 48637 48906 48849 48850 48872 48840 49021 48615 48864 48881 48811 48817 48848 48821 48806 48854 48851 48884 48866 48808 49073 48877 48842 48834 48829 48418 48866 49076 48871 48912 48894 49326 48831 48831 49284 48662 48827 48815 48891 48857 48835 48876 48889 48840 48890 48834 48414 48894 49096 48832 48895 48860 49339 48460 48822 48890 48856 48915 49325 48818 48449 48873 48861 48862 48825 48873 48877 48476 48845 48908 48807 48872 48865 49347 48841 48853 48980 48802 49251 48845 48886 48882 48833 48874 49285 48870 49322 48830 48892 48887 48885 48824 48845 48819 48852 48933 48812 49264 48907 48826 48921 48950 48909 48913 48916 48918 48919 48924 48922 48930 48929 48937 48951 48956 48805 48901
Lab Services
Lab Services

$10 Copay

$10 Copay

$10 Copay

$10 Copay

48823 48911 48801 48823 48846 48838 48867 48906 48917 48880 48911 49331 49329 48840 48837 48813 48847 48910 48809 48888 48429 48879 48837 48811 48917 48875 49343 48848 48820 48827 48637 48906 48849 48850 48872 48840 49021 48615 48864 48881 48811 48817 48848 48821 48806 48854 48851 48884 48866 48808 49073 48877 48842 48834 48829 48418 48866 49076 48871 48912 48894 49326 48831 48831 49284 48662 48827 48815 48891 48857 48835 48876 48889 48840 48890 48834 48414 48894 49096 48832 48895 48860 49339 48460 48822 48890 48856 48915 49325 48818 48449 48873 48861 48862 48825 48873 48877 48476 48845 48908 48807 48872 48865 49347 48841 48853 48980 48802 49251 48845 48886 48882 48833 48874 49285 48870 49322 48830 48892 48887 48885 48824 48845 48819 48852 48933 48812 49264 48907 48826 48921 48950 48909 48913 48916 48918 48919 48924 48922 48930 48929 48937 48951 48956 48805 48901
Home Healthcare
Home Healthcare

100% Coverage

100% Coverage

100% Coverage

100% Coverage

48823 48911 48801 48823 48846 48838 48867 48906 48917 48880 48911 49331 49329 48840 48837 48813 48847 48910 48809 48888 48429 48879 48837 48811 48917 48875 49343 48848 48820 48827 48637 48906 48849 48850 48872 48840 49021 48615 48864 48881 48811 48817 48848 48821 48806 48854 48851 48884 48866 48808 49073 48877 48842 48834 48829 48418 48866 49076 48871 48912 48894 49326 48831 48831 49284 48662 48827 48815 48891 48857 48835 48876 48889 48840 48890 48834 48414 48894 49096 48832 48895 48860 49339 48460 48822 48890 48856 48915 49325 48818 48449 48873 48861 48862 48825 48873 48877 48476 48845 48908 48807 48872 48865 49347 48841 48853 48980 48802 49251 48845 48886 48882 48833 48874 49285 48870 49322 48830 48892 48887 48885 48824 48845 48819 48852 48933 48812 49264 48907 48826 48921 48950 48909 48913 48916 48918 48919 48924 48922 48930 48929 48937 48951 48956 48805 48901
Chiropractic Care
Chiropractic Care

$20 Copay

$20 Copay

$20 Copay

$20 Copay

48823 48911 48801 48823 48846 48838 48867 48906 48917 48880 48911 49331 49329 48840 48837 48813 48847 48910 48809 48888 48429 48879 48837 48811 48917 48875 49343 48848 48820 48827 48637 48906 48849 48850 48872 48840 49021 48615 48864 48881 48811 48817 48848 48821 48806 48854 48851 48884 48866 48808 49073 48877 48842 48834 48829 48418 48866 49076 48871 48912 48894 49326 48831 48831 49284 48662 48827 48815 48891 48857 48835 48876 48889 48840 48890 48834 48414 48894 49096 48832 48895 48860 49339 48460 48822 48890 48856 48915 49325 48818 48449 48873 48861 48862 48825 48873 48877 48476 48845 48908 48807 48872 48865 49347 48841 48853 48980 48802 49251 48845 48886 48882 48833 48874 49285 48870 49322 48830 48892 48887 48885 48824 48845 48819 48852 48933 48812 49264 48907 48826 48921 48950 48909 48913 48916 48918 48919 48924 48922 48930 48929 48937 48951 48956 48805 48901
Inpatient Hospital
Inpatient Hospital

$200 Per Day for Days 1-7,
$0 Per Day for Day 8 and Beyond

$200 Per Day for Days 1-7,
$0 Per Day for Day 8 and Beyond

$200 Per Day for Days 1-7,
$0 Per Day for Day 8 and Beyond

$200 Per Day for Days 1-7,
$0 Per Day for Day 8 and Beyond

48823 48911 48801 48823 48846 48838 48867 48906 48917 48880 48911 49331 49329 48840 48837 48813 48847 48910 48809 48888 48429 48879 48837 48811 48917 48875 49343 48848 48820 48827 48637 48906 48849 48850 48872 48840 49021 48615 48864 48881 48811 48817 48848 48821 48806 48854 48851 48884 48866 48808 49073 48877 48842 48834 48829 48418 48866 49076 48871 48912 48894 49326 48831 48831 49284 48662 48827 48815 48891 48857 48835 48876 48889 48840 48890 48834 48414 48894 49096 48832 48895 48860 49339 48460 48822 48890 48856 48915 49325 48818 48449 48873 48861 48862 48825 48873 48877 48476 48845 48908 48807 48872 48865 49347 48841 48853 48980 48802 49251 48845 48886 48882 48833 48874 49285 48870 49322 48830 48892 48887 48885 48824 48845 48819 48852 48933 48812 49264 48907 48826 48921 48950 48909 48913 48916 48918 48919 48924 48922 48930 48929 48937 48951 48956 48805 48901
Outpatient Surgery at Hospital
Outpatient Surgery at Hospital

$150 Copay

$150 Copay

$150 Copay

$150 Copay

48823 48911 48801 48823 48846 48838 48867 48906 48917 48880 48911 49331 49329 48840 48837 48813 48847 48910 48809 48888 48429 48879 48837 48811 48917 48875 49343 48848 48820 48827 48637 48906 48849 48850 48872 48840 49021 48615 48864 48881 48811 48817 48848 48821 48806 48854 48851 48884 48866 48808 49073 48877 48842 48834 48829 48418 48866 49076 48871 48912 48894 49326 48831 48831 49284 48662 48827 48815 48891 48857 48835 48876 48889 48840 48890 48834 48414 48894 49096 48832 48895 48860 49339 48460 48822 48890 48856 48915 49325 48818 48449 48873 48861 48862 48825 48873 48877 48476 48845 48908 48807 48872 48865 49347 48841 48853 48980 48802 49251 48845 48886 48882 48833 48874 49285 48870 49322 48830 48892 48887 48885 48824 48845 48819 48852 48933 48812 49264 48907 48826 48921 48950 48909 48913 48916 48918 48919 48924 48922 48930 48929 48937 48951 48956 48805 48901
Outpatient Surgery at Ambulatory Surgery Center
Outpatient Surgery at Ambulatory Surgery Center

$100 Copay

$100 Copay

$100 Copay

$100 Copay

Part D Prescription Drug Coverage

Annual Deductible
Annual Deductible

Preferred Pharmacies - $0
Other Network Pharmacies - $0

Preferred Pharmacies - $0
Other Network Pharmacies - $0

Preferred Pharmacies - $0
Other Network Pharmacies - $0

Preferred Pharmacies - $0
Other Network Pharmacies - $0

Tier 1 Preferred Generic
Tier 1 Preferred Generic

Preferred Pharmacies - $0 Copay*
Other Network Pharmacies - $5 Copay*

Preferred Pharmacies - $0 Copay*
Other Network Pharmacies - $5 Copay*

Preferred Pharmacies - $0 Copay*
Other Network Pharmacies - $5 Copay*

Preferred Pharmacies - $0 Copay*
Other Network Pharmacies - $5 Copay*

Tier 2 Non-Preferred Generics
Tier 2 Non-Preferred Generics

Preferred Pharmacies - $0 Copay*
Other Network Pharmacies - $10 Copay*

Preferred Pharmacies - $0 Copay*
Other Network Pharmacies - $10 Copay*

Preferred Pharmacies - $0 Copay*
Other Network Pharmacies - $10 Copay*

Preferred Pharmacies - $0 Copay*
Other Network Pharmacies - $10 Copay*

Tier 3 Preferred Brand Names
Tier 3 Preferred Brand Names

Preferred Pharmacies - $40 Copay*
Other Network Pharmacies - $45 Copay*

Preferred Pharmacies - $40 Copay*
Other Network Pharmacies - $45 Copay*

Preferred Pharmacies - $40 Copay*
Other Network Pharmacies - $45 Copay*

Preferred Pharmacies - $40 Copay*
Other Network Pharmacies - $45 Copay*

Tier 4 Non-Preferred Brand Names
Tier 4 Non-Preferred Brand Names

Preferred Pharmacies - $90 Copay*
Other Network Pharmacies - $95 Copay*

Preferred Pharmacies - $90 Copay*
Other Network Pharmacies - $95 Copay*

Preferred Pharmacies - $90 Copay*
Other Network Pharmacies - $95 Copay*

Preferred Pharmacies - $90 Copay*
Other Network Pharmacies - $95 Copay*

Tier 5 Specialty Drugs
Tier 5 Specialty Drugs

Preferred Pharmacies - 33% Co-insurance
Other Network Pharmacies - 33% Co-insurance

Preferred Pharmacies - 33% Co-insurance
Other Network Pharmacies - 33% Co-insurance

Preferred Pharmacies - 33% Co-insurance
Other Network Pharmacies - 33% Co-insurance

Preferred Pharmacies - 33% Co-insurance
Other Network Pharmacies - 33% Co-insurance

Initial Coverage Limits
Initial Coverage Limits

Preferred Pharmacies - $4,660 Per Year
Other Network Pharmacies - $4,660 Per Year

Preferred Pharmacies - $4,660 Per Year
Other Network Pharmacies - $4,660 Per Year

Preferred Pharmacies - $4,660 Per Year
Other Network Pharmacies - $4,660 Per Year

Preferred Pharmacies - $4,660 Per Year
Other Network Pharmacies - $4,660 Per Year

* 30-Day Supply

Insulin Savings Program

As a member of the PHP Advantage and PHP Advantage Plus plans, you’ll have low, predictable copays on Select Insulins through our Insulin Savings Program.* Costs for Select Insulins will remain the same during the Initial Coverage and Coverage Gap phases of your prescription drug benefit. The program doesn’t apply during the Catastrophic Coverage stage. Note that this program isn’t available if you receive Extra Help from the government.

Preferred Retail Cost-Sharing Tier 3 Select Insulins
Preferred Retail Cost-Sharing Tier 3 Select Insulins

30-Day Supply: $35 copay
60-Day Supply: $70 copay
90-Day Supply: $105 copay

30-Day Supply: $35 copay
60-Day Supply: $70 copay
90-Day Supply: $105 copay

30-Day Supply: $35 copay
60-Day Supply: $70 copay
90-Day Supply: $105 copay

30-Day Supply: $35 copay
60-Day Supply: $70 copay
90-Day Supply: $105 copay

Standard Retail Cost-Sharing Tier 3 Select Insulins
Standard Retail Cost-Sharing Tier 3 Select Insulins

30-Day Supply: $35 copay
60-Day Supply: $70 copay
90-Day Supply: $105 copay

30-Day Supply: $35 copay
60-Day Supply: $70 copay
90-Day Supply: $105 copay

30-Day Supply: $35 copay
60-Day Supply: $70 copay
90-Day Supply: $105 copay

30-Day Supply: $35 copay
60-Day Supply: $70 copay
90-Day Supply: $105 copay

Standard Mail-Order Cost-Sharing Tier 3 Select Insulins
Standard Mail-Order Cost-Sharing Tier 3 Select Insulins

30-Day Supply: $35 copay
60-Day Supply: $70 copay
90-Day Supply: $105 copay

30-Day Supply: $35 copay
60-Day Supply: $70 copay
90-Day Supply: $105 copay

30-Day Supply: $35 copay
60-Day Supply: $70 copay
90-Day Supply: $105 copay

30-Day Supply: $35 copay
60-Day Supply: $70 copay
90-Day Supply: $105 copay

Out-of-Network Cost-Sharing Tier 3 Select Insulins
Out-of-Network Cost-Sharing Tier 3 Select Insulins

30-Day Supply: $35 copay

30-Day Supply: $35 copay

30-Day Supply: $35 copay

30-Day Supply: $35 copay

*Select Insulins are those that are part of the Insulin Savings Program and therefore will incur low, consistent copays through the coverage gap. For information regarding which insulins are Select Insulins under the plan’s benefit, refer to the plan’s Prescription Drug Formulary. See the Evidence of Coverage for more information regarding Select Insulins, including full cost-sharing information.

Extra Benefits

Vision Care By EyeMed
Vision Care By EyeMed

$0 Copay for routine eye exam
Our plan pays up to $200 every calendar year for eyeglass frames, lenses and lens options, or contact lenses.

$0 Copay for routine eye exam
Our plan pays up to $200 every calendar year for eyeglass frames, lenses and lens options, or contact lenses.

$0 Copay for routine eye exam
Our plan pays up to $400 every calendar year for eyeglass frames, lenses and lens options, or contact lenses.

$0 Copay for routine eye exam
Our plan pays up to $400 every calendar year for eyeglass frames, lenses and lens options, or contact lenses.

Preventive Dental Care By Delta Dental
Preventive Dental Care By Delta Dental

Oral Exams - $0 Copay (two per calendar year)

Oral Exams - $0 Copay (two per calendar year)

Oral Exams - $0 Copay (two per calendar year)
$1,750 maximum benefit per year (combined preventive and comprehensive)

Oral Exams - $0 Copay (two per calendar year)
$1,750 maximum benefit per year (combined preventive and comprehensive)

Comprehensive Dental Care By Delta Dental
Comprehensive Dental Care By Delta Dental

$30 Copay for Medicare-covered services**

$30 Copay for Medicare-covered services**

$30 Copay for Medicare-covered services**
$100 Deductible
$1,750 maximum benefit per year (combined preventive and comprehensive)

$30 Copay for Medicare-covered services**
$100 Deductible
$1,750 maximum benefit per year (combined preventive and comprehensive)

Over-the-Counter (OTC) Items
Over-the-Counter (OTC) Items

$64 Per Quarter
Up to 2 orders per quarter; no rollovers

$64 Per Quarter
Up to 2 orders per quarter; no rollovers

$89 Per Quarter
Up to 2 orders per quarter; no rollovers

$89 Per Quarter
Up to 2 orders per quarter; no rollovers

Hearing By TruHearing
Hearing By TruHearing

$25 Copay for hearing exam
$1,000 allowance for up to 2 hearing aids every 2 years (both ears combined)

$25 Copay for hearing exam
$1,000 allowance for up to 2 hearing aids every 2 years (both ears combined)

$25 Copay for hearing exam
$1,500 allowance for up to 2 hearing aids every 2 years (both ears combined)

$25 Copay for hearing exam
$1,500 allowance for up to 2 hearing aids every 2 years (both ears combined)

Transportation Assistance
Transportation Assistance

$0 Copay for 20 one-way trips to approved locations per year

$0 Copay for 20 one-way trips to approved locations per year

$0 Copay for 30 one-way trips to approved locations per year

$0 Copay for 30 one-way trips to approved locations per year

Fitness Membership
Fitness Membership

SilverSneakers<span style="vertical-align: super; font-size: 10px;">®</span> included at no cost

SilverSneakers<span style="vertical-align: super; font-size: 10px;">®</span> included at no cost

SilverSneakers<span style="vertical-align: super; font-size: 10px;">®</span> included at no cost

SilverSneakers<span style="vertical-align: super; font-size: 10px;">®</span> included at no cost

Travel Benefits
Travel Benefits

Emergency or urgent care coverage if you are making a trip out of state or country

Emergency or urgent care coverage if you are making a trip out of state or country

Emergency or urgent care coverage if you are making a trip out of state or country

Emergency or urgent care coverage if you are making a trip out of state or country

Post-Hospitalization Meal Benefit
Post-Hospitalization Meal Benefit

28 meals, (2 meals/day for 14 days) delivered to the home after each discharge - (limited to 2 discharges annually)

28 meals, (2 meals/day for 14 days) delivered to the home after each discharge - (limited to 2 discharges annually)

28 meals, (2 meals/day for 14 days) delivered to the home after each discharge - (limited to 2 discharges annually)

28 meals, (2 meals/day for 14 days) delivered to the home after each discharge - (limited to 2 discharges annually)

Important Plan Documents to Download
Summary of Benefits
Updated:
10/1/2022
Summary of Benefits
Updated:
10/1/2022
Evidence of Coverage
Updated:
10/1/2022
Evidence of Coverage
Updated:
10/1/2022
Drug Formulary
Updated:
10/1/2022
Drug Formulary
Updated:
10/1/2022
Star Ratings
Updated:
10/1/2022
Star Ratings
Updated:
10/1/2022
Provider Directory
Updated:
10/1/2022
Provider Directory
Updated:
10/1/2022
Annual Notice of Change
Updated:
10/1/2022
Annual Notice of Change
Updated:
10/1/2022
**Medicare-covered services are deemed to be medically necessary. These can include services and/or supplies needed to diagnose or treat an illness, injury, condition, disease, or its symptoms.
2023 PHPBRAND
2023 PHPBRAND Plus

Medical & Hospital

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Monthly Premium
Monthly Premium

$0

$0

$25

$25

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Maximum Out-of-Pocket Limit
Maximum Out-of-Pocket Limit

$2,900 Per Year

$2,900 Per Year

$2,900 Per Year

$2,900 Per Year

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Annual Deductible
Annual Deductible

$0

$0

$0

$0

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Preventive Care/Screenings
Preventive Care/Screenings

$0 Copay

$0 Copay

$0 Copay

$0 Copay

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Primary Care Physician Visits
Primary Care Physician Visits

$0 Copay

$0 Copay

$0 Copay

$0 Copay

48823 48911 48801 48823 48846 48838 48867 48906 48917 48880 48911 49331 49329 48840 48837 48813 48847 48910 48809 48888 48429 48879 48837 48811 48917 48875 49343 48848 48820 48827 48637 48906 48849 48850 48872 48840 49021 48615 48864 48881 48811 48817 48848 48821 48806 48854 48851 48884 48866 48808 49073 48877 48842 48834 48829 48418 48866 49076 48871 48912 48894 49326 48831 48831 49284 48662 48827 48815 48891 48857 48835 48876 48889 48840 48890 48834 48414 48894 49096 48832 48895 48860 49339 48460 48822 48890 48856 48915 49325 48818 48449 48873 48861 48862 48825 48873 48877 48476 48845 48908 48807 48872 48865 49347 48841 48853 48980 48802 49251 48845 48886 48882 48833 48874 49285 48870 49322 48830 48892 48887 48885 48824 48845 48819 48852 48933 48812 49264 48907 48826 48921 48950 48909 48913 48916 48918 48919 48924 48922 48930 48929 48937 48951 48956 48805 48901
Specialist Doctor Visits
Specialist Doctor Visits

$30 Copay

$30 Copay

$30 Copay

$30 Copay

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No referrals for in-network specialist visits!
No referrals for in-network specialist visits!
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Urgent Care
Urgent Care

$60 Copay

$60 Copay

$60 Copay

$60 Copay

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Emergency Care
Emergency Care

$90 Copay

$90 Copay

$90 Copay

$90 Copay

48823 48911 48801 48823 48846 48838 48867 48906 48917 48880 48911 49331 49329 48840 48837 48813 48847 48910 48809 48888 48429 48879 48837 48811 48917 48875 49343 48848 48820 48827 48637 48906 48849 48850 48872 48840 49021 48615 48864 48881 48811 48817 48848 48821 48806 48854 48851 48884 48866 48808 49073 48877 48842 48834 48829 48418 48866 49076 48871 48912 48894 49326 48831 48831 49284 48662 48827 48815 48891 48857 48835 48876 48889 48840 48890 48834 48414 48894 49096 48832 48895 48860 49339 48460 48822 48890 48856 48915 49325 48818 48449 48873 48861 48862 48825 48873 48877 48476 48845 48908 48807 48872 48865 49347 48841 48853 48980 48802 49251 48845 48886 48882 48833 48874 49285 48870 49322 48830 48892 48887 48885 48824 48845 48819 48852 48933 48812 49264 48907 48826 48921 48950 48909 48913 48916 48918 48919 48924 48922 48930 48929 48937 48951 48956 48805 48901
Lab Services
Lab Services

$10 Copay

$10 Copay

$10 Copay

$10 Copay

48823 48911 48801 48823 48846 48838 48867 48906 48917 48880 48911 49331 49329 48840 48837 48813 48847 48910 48809 48888 48429 48879 48837 48811 48917 48875 49343 48848 48820 48827 48637 48906 48849 48850 48872 48840 49021 48615 48864 48881 48811 48817 48848 48821 48806 48854 48851 48884 48866 48808 49073 48877 48842 48834 48829 48418 48866 49076 48871 48912 48894 49326 48831 48831 49284 48662 48827 48815 48891 48857 48835 48876 48889 48840 48890 48834 48414 48894 49096 48832 48895 48860 49339 48460 48822 48890 48856 48915 49325 48818 48449 48873 48861 48862 48825 48873 48877 48476 48845 48908 48807 48872 48865 49347 48841 48853 48980 48802 49251 48845 48886 48882 48833 48874 49285 48870 49322 48830 48892 48887 48885 48824 48845 48819 48852 48933 48812 49264 48907 48826 48921 48950 48909 48913 48916 48918 48919 48924 48922 48930 48929 48937 48951 48956 48805 48901
Home Healthcare
Home Healthcare

100% Coverage

100% Coverage

100% Coverage

100% Coverage

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Chiropractic Care
Chiropractic Care

$20 Copay

$20 Copay

$20 Copay

$20 Copay

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Inpatient Hospital
Inpatient Hospital

$200 Per Day for Days 1-7,
$0 Per Day for Day 8 and Beyond

$200 Per Day for Days 1-7,
$0 Per Day for Day 8 and Beyond

$200 Per Day for Days 1-7,
$0 Per Day for Day 8 and Beyond

$200 Per Day for Days 1-7,
$0 Per Day for Day 8 and Beyond

48823 48911 48801 48823 48846 48838 48867 48906 48917 48880 48911 49331 49329 48840 48837 48813 48847 48910 48809 48888 48429 48879 48837 48811 48917 48875 49343 48848 48820 48827 48637 48906 48849 48850 48872 48840 49021 48615 48864 48881 48811 48817 48848 48821 48806 48854 48851 48884 48866 48808 49073 48877 48842 48834 48829 48418 48866 49076 48871 48912 48894 49326 48831 48831 49284 48662 48827 48815 48891 48857 48835 48876 48889 48840 48890 48834 48414 48894 49096 48832 48895 48860 49339 48460 48822 48890 48856 48915 49325 48818 48449 48873 48861 48862 48825 48873 48877 48476 48845 48908 48807 48872 48865 49347 48841 48853 48980 48802 49251 48845 48886 48882 48833 48874 49285 48870 49322 48830 48892 48887 48885 48824 48845 48819 48852 48933 48812 49264 48907 48826 48921 48950 48909 48913 48916 48918 48919 48924 48922 48930 48929 48937 48951 48956 48805 48901
Outpatient Surgery at Hospital
Outpatient Surgery at Hospital

$150 Copay

$150 Copay

$150 Copay

$150 Copay

48823 48911 48801 48823 48846 48838 48867 48906 48917 48880 48911 49331 49329 48840 48837 48813 48847 48910 48809 48888 48429 48879 48837 48811 48917 48875 49343 48848 48820 48827 48637 48906 48849 48850 48872 48840 49021 48615 48864 48881 48811 48817 48848 48821 48806 48854 48851 48884 48866 48808 49073 48877 48842 48834 48829 48418 48866 49076 48871 48912 48894 49326 48831 48831 49284 48662 48827 48815 48891 48857 48835 48876 48889 48840 48890 48834 48414 48894 49096 48832 48895 48860 49339 48460 48822 48890 48856 48915 49325 48818 48449 48873 48861 48862 48825 48873 48877 48476 48845 48908 48807 48872 48865 49347 48841 48853 48980 48802 49251 48845 48886 48882 48833 48874 49285 48870 49322 48830 48892 48887 48885 48824 48845 48819 48852 48933 48812 49264 48907 48826 48921 48950 48909 48913 48916 48918 48919 48924 48922 48930 48929 48937 48951 48956 48805 48901
Outpatient Surgery at Ambulatory Surgery Center
Outpatient Surgery at Ambulatory Surgery Center

$100 Copay

$100 Copay

$100 Copay

$100 Copay

Part D Prescription Drug Coverage

Annual Deductible
Annual Deductible

Preferred Pharmacies - $0
Other Network Pharmacies - $0

Preferred Pharmacies - $0
Other Network Pharmacies - $0

Preferred Pharmacies - $0
Other Network Pharmacies - $0

Preferred Pharmacies - $0
Other Network Pharmacies - $0

Tier 1 Preferred Generic
Tier 1 Preferred Generic

Preferred Pharmacies - $0 Copay*
Other Network Pharmacies - $5 Copay*

Preferred Pharmacies - $0 Copay*
Other Network Pharmacies - $5 Copay*

Preferred Pharmacies - $0 Copay*
Other Network Pharmacies - $5 Copay*

Preferred Pharmacies - $0 Copay*
Other Network Pharmacies - $5 Copay*

Tier 2 Non-Preferred Generics
Tier 2 Non-Preferred Generics

Preferred Pharmacies - $0 Copay*
Other Network Pharmacies - $10 Copay*

Preferred Pharmacies - $0 Copay*
Other Network Pharmacies - $10 Copay*

Preferred Pharmacies - $0 Copay*
Other Network Pharmacies - $10 Copay*

Preferred Pharmacies - $0 Copay*
Other Network Pharmacies - $10 Copay*

Tier 3 Preferred Brand Names
Tier 3 Preferred Brand Names

Preferred Pharmacies - $40 Copay*
Other Network Pharmacies - $45 Copay*

Preferred Pharmacies - $40 Copay*
Other Network Pharmacies - $45 Copay*

Preferred Pharmacies - $40 Copay*
Other Network Pharmacies - $45 Copay*

Preferred Pharmacies - $40 Copay*
Other Network Pharmacies - $45 Copay*

Tier 4 Non-Preferred Brand Names
Tier 4 Non-Preferred Brand Names

Preferred Pharmacies - $90 Copay*
Other Network Pharmacies - $95 Copay*

Preferred Pharmacies - $90 Copay*
Other Network Pharmacies - $95 Copay*

Preferred Pharmacies - $90 Copay*
Other Network Pharmacies - $95 Copay*

Preferred Pharmacies - $90 Copay*
Other Network Pharmacies - $95 Copay*

Tier 5 Specialty Drugs
Tier 5 Specialty Drugs

Preferred Pharmacies - 33% Co-insurance
Other Network Pharmacies - 33% Co-insurance

Preferred Pharmacies - 33% Co-insurance
Other Network Pharmacies - 33% Co-insurance

Preferred Pharmacies - 33% Co-insurance
Other Network Pharmacies - 33% Co-insurance

Preferred Pharmacies - 33% Co-insurance
Other Network Pharmacies - 33% Co-insurance

Initial Coverage Limits
Initial Coverage Limits

Preferred Pharmacies - $4,660 Per Year
Other Network Pharmacies - $4,660 Per Year

Preferred Pharmacies - $4,660 Per Year
Other Network Pharmacies - $4,660 Per Year

Preferred Pharmacies - $4,660 Per Year
Other Network Pharmacies - $4,660 Per Year

Preferred Pharmacies - $4,660 Per Year
Other Network Pharmacies - $4,660 Per Year

* 30-Day Supply

Insulin Savings Program

As a member of the PHP Advantage and PHP Advantage Plus plans, you’ll have low, predictable copays on Select Insulins through our Insulin Savings Program.* Costs for Select Insulins will remain the same during the Initial Coverage and Coverage Gap phases of your prescription drug benefit. The program doesn’t apply during the Catastrophic Coverage stage. Note that this program isn’t available if you receive Extra Help from the government.

Preferred Retail Cost-Sharing Tier 3 Select Insulins
Preferred Retail Cost-Sharing Tier 3 Select Insulins

30-Day Supply: $35 copay
60-Day Supply: $70 copay
90-Day Supply: $105 copay

30-Day Supply: $35 copay
60-Day Supply: $70 copay
90-Day Supply: $105 copay

30-Day Supply: $35 copay
60-Day Supply: $70 copay
90-Day Supply: $105 copay

30-Day Supply: $35 copay
60-Day Supply: $70 copay
90-Day Supply: $105 copay

Standard Retail Cost-Sharing Tier 3 Select Insulins
Standard Retail Cost-Sharing Tier 3 Select Insulins

30-Day Supply: $35 copay
60-Day Supply: $70 copay
90-Day Supply: $105 copay

30-Day Supply: $35 copay
60-Day Supply: $70 copay
90-Day Supply: $105 copay

30-Day Supply: $35 copay
60-Day Supply: $70 copay
90-Day Supply: $105 copay

30-Day Supply: $35 copay
60-Day Supply: $70 copay
90-Day Supply: $105 copay

Standard Mail-Order Cost-Sharing Tier 3 Select Insulins
Standard Mail-Order Cost-Sharing Tier 3 Select Insulins

30-Day Supply: $35 copay
60-Day Supply: $70 copay
90-Day Supply: $105 copay

30-Day Supply: $35 copay
60-Day Supply: $70 copay
90-Day Supply: $105 copay

30-Day Supply: $35 copay
60-Day Supply: $70 copay
90-Day Supply: $105 copay

30-Day Supply: $35 copay
60-Day Supply: $70 copay
90-Day Supply: $105 copay

Out-of-Network Cost-Sharing Tier 3 Select Insulins
Out-of-Network Cost-Sharing Tier 3 Select Insulins

30-Day Supply: $35 copay

30-Day Supply: $35 copay

30-Day Supply: $35 copay

30-Day Supply: $35 copay

*Select Insulins are those that are part of the Insulin Savings Program and therefore will incur low, consistent copays through the coverage gap. For information regarding which insulins are Select Insulins under the plan’s benefit, refer to the plan’s Prescription Drug Formulary. See the Evidence of Coverage for more information regarding Select Insulins, including full cost-sharing information.

Extra Benefits

Vision Care By EyeMed
Vision Care By EyeMed

$0 Copay for routine eye exam
Our plan pays up to $200 every calendar year for eyeglass frames, lenses and lens options, or contact lenses.

$0 Copay for routine eye exam
Our plan pays up to $200 every calendar year for eyeglass frames, lenses and lens options, or contact lenses.

$0 Copay for routine eye exam
Our plan pays up to $400 every calendar year for eyeglass frames, lenses and lens options, or contact lenses.

$0 Copay for routine eye exam
Our plan pays up to $400 every calendar year for eyeglass frames, lenses and lens options, or contact lenses.

Preventive Dental Care By Delta Dental
Preventive Dental Care By Delta Dental

Oral Exams - $0 Copay (two per calendar year)

Oral Exams - $0 Copay (two per calendar year)

Oral Exams - $0 Copay (two per calendar year)
$1,750 maximum benefit per year (combined preventive and comprehensive)

Oral Exams - $0 Copay (two per calendar year)
$1,750 maximum benefit per year (combined preventive and comprehensive)

Comprehensive Dental Care By Delta Dental
Comprehensive Dental Care By Delta Dental

$30 Copay for Medicare-covered services**

$30 Copay for Medicare-covered services**

$30 Copay for Medicare-covered services**
$100 Deductible
$1,750 maximum benefit per year (combined preventive and comprehensive)

$30 Copay for Medicare-covered services**
$100 Deductible
$1,750 maximum benefit per year (combined preventive and comprehensive)

Over-the-Counter (OTC) Items
Over-the-Counter (OTC) Items

$64 Per Quarter
Up to 2 orders per quarter; no rollovers

$64 Per Quarter
Up to 2 orders per quarter; no rollovers

$89 Per Quarter
Up to 2 orders per quarter; no rollovers

$89 Per Quarter
Up to 2 orders per quarter; no rollovers

Hearing By TruHearing
Hearing By TruHearing

$25 Copay for hearing exam
$1,000 allowance for up to 2 hearing aids every 2 years (both ears combined)

$25 Copay for hearing exam
$1,000 allowance for up to 2 hearing aids every 2 years (both ears combined)

$25 Copay for hearing exam
$1,500 allowance for up to 2 hearing aids every 2 years (both ears combined)

$25 Copay for hearing exam
$1,500 allowance for up to 2 hearing aids every 2 years (both ears combined)

Transportation Assistance
Transportation Assistance

$0 Copay for 20 one-way trips to approved locations per year

$0 Copay for 20 one-way trips to approved locations per year

$0 Copay for 30 one-way trips to approved locations per year

$0 Copay for 30 one-way trips to approved locations per year

Fitness Membership
Fitness Membership

SilverSneakers<span style="vertical-align: super; font-size: 10px;">®</span> included at no cost

SilverSneakers<span style="vertical-align: super; font-size: 10px;">®</span> included at no cost

SilverSneakers<span style="vertical-align: super; font-size: 10px;">®</span> included at no cost

SilverSneakers<span style="vertical-align: super; font-size: 10px;">®</span> included at no cost

Travel Benefits
Travel Benefits

Emergency or urgent care coverage if you are making a trip out of state or country

Emergency or urgent care coverage if you are making a trip out of state or country

Emergency or urgent care coverage if you are making a trip out of state or country

Emergency or urgent care coverage if you are making a trip out of state or country

Post-Hospitalization Meal Benefit
Post-Hospitalization Meal Benefit

28 meals, (2 meals/day for 14 days) delivered to the home after each discharge - (limited to 2 discharges annually)

28 meals, (2 meals/day for 14 days) delivered to the home after each discharge - (limited to 2 discharges annually)

28 meals, (2 meals/day for 14 days) delivered to the home after each discharge - (limited to 2 discharges annually)

28 meals, (2 meals/day for 14 days) delivered to the home after each discharge - (limited to 2 discharges annually)

Important Plan Documents to Download
Summary of Benefits
Updated:
10/1/2022
Summary of Benefits
Updated:
10/1/2022
Evidence of Coverage
Updated:
10/1/2022
Evidence of Coverage
Updated:
10/1/2022
Drug Formulary
Updated:
10/1/2022
Drug Formulary
Updated:
10/1/2022
Star Ratings
Updated:
10/1/2022
Star Ratings
Updated:
10/1/2022
Provider Directory
Updated:
10/1/2022
Provider Directory
Updated:
10/1/2022
Annual Notice of Change
Updated:
10/1/2022
Annual Notice of Change
Updated:
10/1/2022
**Medicare-covered services are deemed to be medically necessary. These can include services and/or supplies needed to diagnose or treat an illness, injury, condition, disease, or its symptoms.

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